FORANSTALTNINGER MOD HVIDVASK
Advokatfirmaet skal overholde gældende regler om foranstaltninger mod hvidvask. Formålet med Hvidvaskloven er at forebygge hvidvask og finansiering af terrorisme. Dette betyder i henhold til Hvidvaskloven følgende:
- Advokaten skal gennemføre kundekendskabsprocedurer, hvilket betyder, at advokaten skal kende sin klients identitet og opbevare id-oplysninger om klienten i 5 år efter forretningsforbindelsens ophør. Id-oplysningerne skal verificeres, eks. ved forevisning af pas.
- Hvis der opstår mistanke om, at klientens henvendelse har eller har haft tilknytning til hvidvask eller terrorfinansiering, skal forholdet undersøges nærmere.
- Advokaten har pligt til at identificere og vurdere risikoen for, at virksomheden eller personen kan blive misbrugt til hvidvask eller finansiering af terrorisme.
- Advokaten har pligt til at fastsætte skriftlige politikker, procedurer og interne kontroller om risikostyring, kundekendskabsprocedurer, undersøgelses-, noterings-, underretning-, opbevaring af oplysninger, screening af medarbejdere og intern kontrol til effektiv forebyggelse, begrænsning og styring af risici for hvidvask og finansiering af terrorisme.
- Advokaten har pligt til at sikre, at ansatte og ledelsen har modtaget tilstrækkelig undervisning.
I henhold til hvidvaskloven er advokater i visse sager forpligtede til at indhente personoplysninger om klienten. Disse gemmes i fem år og advokaten har pligt til at underrette Hvidvasksekretariatet, hvis der opstår mistanke om hvidvask eller terrorfinansiering, hvis denne mistanke ikke kan afkræftes og betingelserne for underretning er opfyldt. Advokaten ikke må oplyse om en evt. underretning til Hvidvasksekretariatet.
Det betyder at i sager, hvor der sker en transaktion i form af overdragelse af f.eks. fast ejendom, stiftelse eller overdragelse af virksomhed, er advokaten forpligtet til at sikre sig klientens identitet er i form af identitetsoplysninger, som leveres af klienten selv + oplysninger fra offentlig tilgængelige registre, f.eks. CVR register. Disse oplysninger skal kunne verificeres af advokaten til brug for en konkret risikovurdering, som advokaten har pligt til at foretage.
Såfremt advokaten finder uregelmæssigheder har advokaten pligt til at underrette myndighederne uden at orientere klienten
ANTI-MONEY LAUNDERING MEASURE
The law firm must comply with applicable regulations on anti-money laundering measures. The purpose of the Anti-Money Laundering Act is to prevent money laundering and the financing of terrorism. According to the Anti-Money Laundering Act, this means the following:
- The lawyer must carry out customer due diligence procedures, which means that the lawyer must know the identity of his client and store ID information about the client for 5 years after the termination of the business relationship. The ID information must be verified, e.g. upon presentation of a passport. If there is a suspicion that the client’s inquiry is or has been related to money laundering or terrorist financing, the matter must be investigated further. The lawyer has a duty to identify and assess the risk that the company or person may be misused for money laundering or terrorist financing. The lawyer has a duty to establish written policies, procedures and internal controls on risk management, customer due diligence procedures, investigation, recording, notification, storage of information, screening of employees and internal controls for the effective prevention, limitation and management of risks of money laundering and terrorist financing. The lawyer has a duty to ensure that employees and management have received sufficient training.
- According to the Money Laundering Act, lawyers are obliged in certain cases to obtain personal information about the client. These are stored for five years and the lawyer is obliged to notify the Money Laundering Authority if there is suspicion of money laundering or terrorist financing, if this suspicion cannot be refuted and the conditions for notification are met. The lawyer may not disclose any notification to the Money Laundering Authority.
- This means that in cases where a transaction occurs in the form of a transfer of, for example, real estate, establishment or transfer of a business, the lawyer is obliged to ensure that the client’s identity is in the form of identity information provided by the client himself + information from publicly available registers, for example. CVR register. This information must be verifiable by the lawyer for use in a specific risk assessment, which the lawyer is obliged to carry out.
- If the lawyer finds irregularities, the lawyer is obliged to notify the authorities without informing the client.